Liability occurs when you are legally responsible for damages or injuries to someone else or their property. A liability claim against your business will usually take the form of a lawsuit, naming your business as a defendant, asserting that your business has some kind of legal responsibility for a loss. Lawsuits require your serious and prompt attention, typically requiring a formal legal response within days of being received. Alternately, you may receive an informal demand (not a lawsuit) from another party for payment of damages that you caused them.
If you need to report a liability claim, some options are provided below: